FAQ

We much prefer to respond to every question personally, but perhaps time constraints mean that you need an answer to a general point, quickly…or maybe it’s Sunday evening and you’re having a browse, here are a few quick responses to questions we get asked most often.

Please remember, these answers are broad in their scope and if you have a specific question or query, please call or email.

I am thinking of changing insurer, how do I go about it?

There could be many reasons why you might be looking for a new provider of commercial insurance advice and we would always suggest that you think carefully before moving any of your professional services.

The first step is to call us for a chat, we can go through our processes and how we work, but please be aware, if we think that your current provider is doing a great job, we will tell you, there is after all no point in change for the sake of change.

How much cover do I need?

The key word here is appropriate, you need enough cover to be safe but not so much that you are paying for cover you do not need. We wrote a mini-blog on the subject, please feel free to have a read here.

I am a sole trader, what insurance do I need?

There are almost 5 million sole traders working hard in the UK and there really is no one-size-fits-all solution, some chose to insure because they are aware of risks and potential challenges, others insure because they are expected to do so by a client. Whatever your business, we can offer advice, please call or email.

Should I have Professional Indemnity Insurance and Public Liability Insurance?

H2i offers a bespoke service, if you need a particular type of insurance we will let you know, if you don’t need it, we will tell you not to bother. As always, the best first step is to call us for a chat.

What do I need to tell my broker about my business?

We are really good at sorting out the relevant from the irrelevant, but as a rule of thumb, the more information you give us, the better our advice will be. We wrote a quick blog about change in circumstance and you can read it here.

CONTACT H2i INSURANCE BROKERS

H2i take cyber security seriously, we protect your information and our business with Cyber Essentials accreditation, if you would like to know more about this most robust Government backed security initiative which includes system and penetration testing, please call or email.